Savvy Saving part II

So I’m not sure if you remember this post from last month? Basically I mentioned that my big goal for 2017 is to buy my own place; so during January I focused on 3 things to try help me save a bit extra cash during the toughest month of the year. I thought it was time for a wee update to let you know how I got on.

Savvy Saving

The £5 Challenge

so I have managed to put 4 fivers away (£20) and I haven’t dug them back out. That may not seem like a lot but over the course of the year this will definitely add up and it’s something I’m going to continue doing. I think the biggest struggle with this one is not digging into the secret stash as you’re approaching the end of the month and things aren’t looking so great.

A month without Spending

This has been surprisingly easy! Working loads has helped out, as I’ve had less time for shopping and ok I’ve been out for a coffee or two but I haven’t bought any clothes, stationary that I don’t need or that extra coffee while I’m waiting on a train. Any time I feel myself starting to struggle I do a spot of flat hunting to remind myself what I’m trying to achieve here. Its all about the motivation!

Budget

Similarly to a month without spending this hasn’t been too tough, I don’t think I quite allowed myself enough for my weekly budget after deducting expenses. However its not very often I get to see certain people so when they have some time in Edinburgh it would be rude not to catch up! And really there’s always one or two things that crop up during the month that you’re not expecting. So the plan for February is not to be too stingy on the weekly budget and allow myself a wee bit extra. I am turning 25 after all so that weekend will be a complete write off budget wise!!

2 Comments

  1. February 15, 2017 / 10:15 am

    Good on you! Good luck with saving up for that house.

    • emmasjoys
      February 15, 2017 / 10:39 am

      Thanks! The closer it gets the easier it is to save!! x

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